How much can you borrow with a mortgage?

If you’re buying a home with a mortgage, you’ll want to know how much you can borrow. You can find out instantly using our borrowing calculator...

If you are looking to buy a property it's good to know how much you can borrow from the outset.

How much you can borrow is based on a combination of your deposit and your annual income. Generally, you can borrow up to 4.5 times your income, and lenders will want your deposit to be at least 10% of the value of the property. Applying for a mortgage in principle will give you the most accurate information, however, we have a quick and easy way to find out below. Click the image to find out.

If you're planning to buy a property in Gravesend and need guidance on obtaining a mortgage agreement in principle, feel free to contact us.

You may also find the our other blogs useful:

The Importance of a Mortgage Agreement in Principle

What is a Decision in Principle and how will it help me when buying a property?

What is my Credit Score?

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