How much can you borrow with a mortgage?

How much can you borrow with a mortgage?

If you’re buying a home with a mortgage, you’ll want to know how much you can borrow. You can find out instantly using our borrowing calculator...

If you are looking to buy a property it's good to know how much you can borrow from the outset.

How much you can borrow is based on a combination of your deposit and your annual income. Generally, you can borrow up to 4.5 times your income, and lenders will want your deposit to be at least 10% of the value of the property. Applying for a mortgage in principle will give you the most accurate information, however, we have a quick and easy way to find out below. Click the image to find out.









If you're planning to buy a property in Gravesend and need guidance on obtaining a mortgage agreement in principle, feel free to contact us.

You may also find the our other blogs useful:


Get in touch with us

🏡Explore this month's most popular properties for rent!

New Year, New start! Is it time for a change? Is 2026 the year you move? Lets look at how we can help. 👇

🏡Explore this month's most popular properties for rent!

Throughout the year, we’ve run events, fundraisers, and donation drives. We’ve collected litter, gathered winter coats, supported local sports teams, and walked for charity. Here’s a look back at what we’ve achieved together.