Where do you want to be in a years’ time? Carve out some time to decide.
Where do you want to be in a years’ time? What’s the plan!? The decision whether to move home is a big one so we’re here to enable you to make INFORMED life decisions.
Where do you want to be in a years’ time? What’s the plan!? The decision whether to move home is a big one so we’re here to enable you to make INFORMED life decisions.
If you’re not sure whether to move the best thing to do is gather as much information as possible. The following information will help:
- The value of your home
- Information about the local property market
- How to finance your move
The value of your home
We offer a number of different valuation methods and you should pick which one suits you.
Instant valuation
Whilst you can find out a value for your home almost immediately with our ‘Instant Valuation’ tool its import to remember that the tool uses computer algorithms of sales data to arrive at a value. This means it will not be the most accurate method.
Remote valuation
This is great if you haven’t got time for somebody to come and see you and will be more accurate than an instant valuation. Simply upload photographs of your property onto our system along with any relevant details. We can then review the content and provide you a more accurate valuation.
Face to face appointment
This is the most accurate method to find out the value of your home. One of our experienced valuers will meet with you at your home on a date and time that suits you. The Appointment will take around an hour, in which we can ran through the current market conditions and how we can achieve the best price for your home.
The local property market
We produce monthly market updates for Gravesham as well as Quartey updates for the Southeast. Its easy to sign up for our monthly newsletters. Just click the link below and complete the form.
Finances
There are various costs you need to consider when you move. This include:
· Stamp duty land tax (SDLT)
· Surveys / Reports
· Conveyancing/Legal fee
· Search Fees
· Buildings insurance
· Moving costs
· Mortgage costs and Life Insurance
· Service charges and ground rent in leasehold properties
If you need a mortgage you will need to find out how much you can borrow. Our in-house mortgage broker works for the Mortgage Advice Bureau and can meet with you in our office or have a telephone conversation when convenient.
MAB search 1,000s of mortgage deals to find the right one for their customers' circumstances. Some of these schemes cannot be found on the high street and are exclusive to Mortgage Advice Bureau so its always worth talking to them to make sure you are getting the best deal.
MAB will explain all your options and help you choose a mortgage that works for you. They can also handle the application process and advise on suitable protection and insurance.
Don't hesitate, contact the office ... we are here and ready to help in whatever way we can.
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