For many first-time buyers, the biggest obstacle to buying a home is not necessarily the monthly mortgage payment. It is saving the deposit in the first place. 💰

There comes a point for many homeowners when having more space is no longer necessarily a benefit. Perhaps the children have moved out, the garden is becoming harder to maintain, there are rooms you rarely use or you simply want to release some of the equity tied up in your property. 💷

Imagine this. You've invested your savings into a rental property. You've maintained it, paid the mortgage and done everything expected of you as a landlord. 🏡 Then your circumstances change. 🔄

Just when you thought you were getting to grips with the Renters' Rights Act, another major change is on the way.